Join thousands of Ghanaians building their financial future in just four easy steps.
Whether you want to save, access micro-loans, or invest — we make it easy, secure, and local.
Provide your name, phone number, Ghana Card, and a secure password. You can sign up online or at any Micro Point branch.
Complete a quick verification using your Ghana Card and a selfie to secure your account and meet Bank of Ghana requirements.
Select a savings plan, fixed deposit, or small loan. Fund your account via mobile money, bank transfer, or cash deposit.
Track balances, make transfers, and monitor investment returns using our secure web dashboard or mobile app.
Micro Point focuses on simple financial products for everyday Ghanaians — savings groups (susu), fixed-term investments, micro-loans, and payments.
Accounts are insured where applicable and secured with top industry standards.
Quick-Access Business Loans for Entrepreneurs, Traders & SMEs.
Fast, Reliable Support for Emergencies and Personal Needs.
Become an agent and provide Micro Point services in your community.
Easily pay electricity bills or top up prepaid meters at any Micro Point branch.
We accept secure payments through all networks and platforms.
Access your account, and manage your finances 24/7 via Our Web Portal.
Happy clients served with excellence and trust over the years.
Client retention rate shows strong satisfaction and loyalty.
Active users accessing our services via mobile banking solutions.
Average time to resolve customer requests and support tickets.
At Micro Point, we understand that the journey to financial success isn’t about how much you save, but how often you save.
You don’t need to start big — you just need to start. A few cedis set aside consistently each week can grow into something truly powerful. Like gentle raindrops filling a bucket, it's the discipline of saving regularly that creates abundance.
Make saving a habit, not a one-time effort. Trust the process. Stay committed. And let Micro Point walk with you every step of the way.
We’re here to serve you with excellence.
